Free U.S. receipt calculator

US Tip Calculator with Tax and Bill Splitter

Calculate tip, sales tax, total bill, and each person’s share in seconds. Enter your bill, choose a tip, add tax if needed, and split the check without guessing at the table, counter, or checkout screen.

Updated for 2026. Tax estimates are for quick bill calculation only. Use the tax rate printed on your receipt for the most accurate result.

Pre-tax or after-tax tip Sales tax and split total No account required

Quick calculator

Tip, tax, and split calculator

Enter the numbers from your receipt. Results update as you type, so you can compare the final total before you pay.

Advanced options
Tip basis
Total bill $64.00

Tip$10.00

Tax$4.00

Each person pays$32.00

Each person’s tip$5.00

Tip comparison

Compare common tip amounts

This table updates from your bill amount so you can compare 15%, 18%, 20%, 22%, and 25% without changing the main calculator.

Tip comparison based on the current bill subtotal
Tip percentTip amountTotal before tax

The comparison table uses the bill subtotal and does not include tax unless you choose it in the main calculator.

Formula

How the calculator works

The calculator starts with your bill subtotal. Then it adds sales tax, tip, and any rounding you choose. If you split the check, it divides the final total by the number of people.

  • Tax = bill subtotal × tax rate
  • Tip = tip basis × tip percentage
  • Total = bill subtotal + tax + tip
  • Each person pays = total ÷ number of people

Example

$50 bill, 8% tax, 20% tip

For a $50 restaurant bill with 8% sales tax and a 20% pre-tax tip:

  • Tax: $50 × 8% = $4.00
  • Tip: $50 × 20% = $10.00
  • Total: $50 + $4 + $10 = $64.00
  • Split between 2 people: $32.00 each

Real receipt situations

When this calculator is useful

Use it when a receipt includes sales tax, a suggested tip, a group split, or a total that you want to check before paying.

Restaurant checks

Estimate a 15%, 18%, 20%, 22%, or 25% restaurant tip and see the full bill after tax.

Group meals

Split dinner, lunch, coffee, or a bar tab by the number of people at the table.

Receipt checks

Compare a pre-tax tip and an after-tax tip when a payment screen shows suggested gratuity.

Should you tip before or after tax?

Most people calculate a restaurant tip before tax because sales tax is not part of the service price. Tipping after tax is simpler and gives a slightly larger tip. USTipCalc lets you compare both methods.

Common mistakes to avoid

  • Forgetting to include sales tax when splitting the bill.
  • Tipping on tax when you meant to tip before tax.
  • Missing an automatic gratuity or service charge on the receipt.
  • Using a state tax estimate when your receipt shows a different local rate.

Tip calculator FAQs

How do I calculate a tip?

Multiply the tip basis by the tip percentage. For example, a 20% tip on a $50 bill is $10.

Should I tip before or after tax?

Most people calculate a restaurant tip before tax because sales tax is not part of the service price. Tipping after tax is simpler and slightly more generous.

How do I split a bill with tax and tip?

Add the bill subtotal, tax, tip, and any rounding. Then divide the total by the number of people splitting the check.

Can I use a flat tip amount instead of a percentage?

Yes. Enter a flat tip amount if you want to leave a specific dollar amount instead of using the percentage field.

Is this calculator exact for sales tax?

It is a quick estimate. Sales tax can vary by state, county, and city or town. In some locations, a transit authority or special-purpose tax district also affects the rate. The restaurant location and type of purchase can matter too. For the closest estimate, use the tax rate shown on your receipt.

Useful next steps

Popular USTipCalc tools

Use these related calculators when your receipt includes tax, a service charge, or a group split.